Roles & Responsibilities:

Leverage analytics to drive insights for optimizing Acquisition strategy/credit line/ loan amount /Pricing/Channel mix/risk for X-Sell of Asset products.

· Design and deliver solutions to pitch right offer to the right customer thorough the right channel to ensure maximum conversions

· Provide data driven solutions to improve portfolio quality and delinquency

· Ability to understand complex business problems, end to end hands on exposure to analytics- including collecting, pulling and preparing data, building statistical/ ML models using Python/ R / SAS & other tools and generating insights to synthesize a complete, cohesive picture.

· Build Application/ Behavior/ propensity scorecards leveraging traditional and ML techniques. · Communicate the context and value of data analysis and models to stakeholders.

· Work closely with internal and external business partners in building, implementing, tracking and improving decision strategies   Business Results   Enable efficient Portfolio Management   Risk, Controls & Conduct   Ensure error free execution and seamlessly follow a documented process for execution.

Ensure data is shared only with required and authorized users Before sharing of any data (customer sensitive) ensure data governance policies are adhered.

Enable transparency by communicating the impacts of changing market, credit, reputational and/or finance risks and through regular maintenance of updates to policies / procedures   Managerial & Leadership Responsibilities:

Educational Qualifications:            Graduate – Any   Post Graduate – Any                        Experience:2+ years