he Opportunity:

Principal Responsibilities

• Identify and report the thematic risks and issues in the country and facilitate the in-country Risk teams with ad-hoc / deep dive analysis to ensure that the key risks and actions are managed in a timely and appropriate manner.
• Support the execution of Straight Through Processing, Credit Test, Vendor Tool’s Risk evaluation, Referral Rules assessment etc. through thorough data analysis
• Assist the in-country teams to arrive at a tactical solution for using proxies for Sherwood model, where the model doesn’t exists currently.
• Assist in the control and monitoring process to provide early warnings on risks and performance issues.

Requirements

• Experience in Banking industry, preferably in Risk Management teams under Financial Services and Credit Risk related discipline.
• Strong analytical skills, proficient in data analysis using statistical or programming tools – SAS and Microsoft Excel.
• Good written and spoken communication skills in English.
• Be able to work independently on extracting, summarizing and presenting data and insights.
• Demonstrate a high degree of organization skills and resourcefulness.
• Capability to coordinate and manage on-shore stakeholders.
• This role is part of the Business Consulting job family and would encompass supporting Front-end & Back-end initiatives for several portfolios across different products in the HBAP region.

Responsibilities include

• Providing valuable insights on customer on-boarding & management policies leveraging functional and business knowledge.
• Collaborate with business partners to address potential opportunities and needs for analytical solutions to address underlying Risk.
• Conceptualize and build analytical solutions using statistical techniques (if required) to provide insight into the changing dynamics of acquisitions and account management strategies
• Collaborating with systems, compliance with local & regional regulations for successful deployment of policies in the country
• Ensuring robust documentation of the projects
• Develop understanding of different customer management initiatives and ability to do a portfolio deep dive to identify potential opportunities for growth
• The incumbent would be expected to effectively explain the trends, adding meaningful insights on the back of relevant business knowledge.
• This role requires the incumbent to plan and execute the assigned projects/ analysis as per the agreed timelines and with accuracy and quality. This position also involves project management & stakeholder management responsibility.
• Facilitate R&D on available data to come up with new and enhanced analysis of data; integrate or optimize the use of bureau information in all credit decisions
• Proposing recommendation for optimization of existing policies or identification of process gaps; Knowledge of profitability metrics like RAR, CoRWA and profitability framework like Sherwood would be beneficial for linking ideas to profitability.