Best Investment schemes 2021 with a guaranteed return

Investment schemes, the small savings scheme is one of the most suitable when it comes to investment.

Let us see what the current interest rate is. The interest rate is set below the lowest to highest.

Best Investment schemes

Post Office Savings Deposit: –

Post Office Savings Deposit currently offers 4% interest rate.

The minimum amount required to open an account is 500.

Post Office Time Deposit: –

One to three year deposit currently offers 5.5% interest rate.

The minimum amount to open an account is 1000.

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 Post Office RD: –

Post Office RD Deposit currently offers 5.8% interest rate.

The minimum amount to open an account is 100.

Post Office Time Deposit :-

Five year deposit currently offers an interest rate of 6.7%.

The minimum amount to open an account is 1000.

National Savings Certificate (NSC): –

Currently the National Savings Certificate offers an interest rate of 6.8%.

The minimum amount to open an account is 1000.

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Kisan Vikas Patra (KVP): –

Kisan Vikas Patra currently offers an interest rate of 6.9%.

Minimum amount to open an account is 1000.

Post Office Monthly Savings Scheme (MIS): – Currently Post Office Monthly Savings Scheme offers an interest rate of 6.6%.

The minimum amount to open an account is 1000.

Public Provident Fund (PPF): –

Currently the Public Provident Fund (PPF) offers 7.1% interest rate.

The minimum amount required to open an account is 500.

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Senior Citizen Savings Scheme (SCSC): –

Senior Citizen Savings Scheme currently offers an interest rate of 7.4%.

Minimum amount to open an account is 1000.

Sukanya Samridhi Yojana (SSY): –

Currently Sukanya Samridhi Yojana offers an interest rate of 7.6%.

The minimum amount required to open an account is 250.

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